On the 21 December 2016, the European Court of Justice produced a Judgment, in relation to mortgage loans and the limitations set by the Spanish Supreme Court, regarding the unfair practice of clauses relating to minimum interest rates.
Tag Archive for Velasco
Child Images & Social Media
by Maria Teresa Velasco •
Use common sense when posting pictures of your children:
If you are a parent and your child asks that you to remove their picture from Facebook, do not resist: it is their legal right.
Legal: Due Diligence
by Maria Teresa Velasco •
In legal terms Due Diligence is the process of factual and legal investigation, research, analysis and discovery, on a business, person or asset before the signing of a contract, the signing of public documents or the purchase of an asset.
Consumer Rights
by Maria Teresa Velasco •
The travel industry in Spain is regulated by several laws the most important being the Ley de Defensa de Consumidores y Usuarios (law for consumer protection).
The European Certificate of Succession
by Maria Teresa Velasco •
August 17, 2015 marked the introduction of new European rules (regulation 650/2012), that introduced a number of important developments in inheritance law, which will be applicable in the European Union (with the exception of the UK, Ireland and Denmark)
Spanish Intellectual Property Law
by Maria Teresa Velasco •
The new Spanish Intellectual Property Law and the “Google Tax”
Spanish Fiscal reform 2015
by Maria Teresa Velasco •
Spanish Fiscal reform 2015 and its impact on Capital Gain tax
Ley de Costas
by Maria Teresa Velasco •
The 2013 update of the “ley de costas” Coastal law
Change of Ownership of a Car in Spain
by Maria Teresa Velasco •
When a private person sells a vehicle to another physical person, it is very important to go through the complete set of administrative procedures in order to change the ownership. Failure to do this will incur different types of problems including fines and road tax of the new owner being sent and charged to the former owner.
Blacklists & Consumer Protection, Spain
by Maria Teresa Velasco •
The current economic climate has led to an increase in people and companies getting into debt all over Europe. This has in turn fostered the emergence of “credit blacklists”, where people and companies that have defaulted on payments are recorded.